Tenant Screening in Colorado

FCRA-compliant tenant screening for landlords in Colorado — serving Denver, Colorado Springs, Aurora, Fort Collins, Lakewood and every other Colorado market. Reports start at $24.99 with no subscription. Colorado-specific reporting-law overlays are applied automatically before the landlord sees any record.

What landlords in Colorado can include in a screening report

• Credit report and score — TransUnion VantageScore plus tradeline detail.
• Criminal background — nationwide criminal record search with Colorado-specific look-back limits applied.
• Housing records — sealed, dismissed, and time-barred housing-court records filtered before they reach you.
• Income verification — optional payroll + bank-link verification via Pinwheel.
• AI landlord reference call — optional AI agent calls the applicant’s prior landlord and produces a structured summary.

Housing records reporting in Colorado

Colorado HB22-1098 and the related HB22-1099 limit which housing records may be reported. Sealed and dismissed cases must be excluded; reporting is capped at seven years.

Statutory citation: Colo. Rev. Stat. § 13-40-110.5; HB22-1098

How reporting limits interact with what you may lawfully consider is covered in what landlords can screen for and the investigative consumer report explainer.

Criminal-record reporting in Colorado

Federal FCRA 7-year limit applies. Colorado has expanded sealing rights for certain non-conviction records.

Fair housing in Colorado

The Colorado Anti-Discrimination Act applies in addition to the federal Fair Housing Act. Source of income is a protected class statewide in Colorado — landlords may not refuse to consider an applicant solely because they intend to pay with a housing-choice voucher or similar lawful source.

Notable Colorado considerations

Source of income (including housing-choice vouchers) is a protected class statewide.

What Colorado law limits when you screen and rent

These are the statutory limits most likely to affect a Colorado landlord at the application stage, compiled from state statutes and reviewed August 2026. Where a limit could not be tied to a specific statute it is left out rather than estimated. Statutes change and local ordinances often add limits your state does not — this is a starting point for your own check, not legal advice, and not a substitute for counsel licensed in Colorado.

Rental application / screening fee

Colorado limits a rental application fee to the landlord's actual or average cost of processing applications, and the same amount must be charged to every applicant. Citation: Colo. Rev. Stat. § 38-12-903

Security deposit limit

Colorado caps security deposits at two months' rent for rental agreements entered on or after August 7, 2023. Citation: Colo. Rev. Stat. § 38-12-102.5

Criminal history (fair-chance housing)

Colorado bars landlords from considering arrest records or any conviction more than five years old, excepting certain methamphetamine, sex-offender-registry, homicide, and stalking convictions. Citation: Colo. Rev. Stat. § 38-12-904 (Rental Application Fairness Act)

Local ordinances frequently add limits your state statute does not — check your city and county before you set an application fee or a deposit.

How RentalApplication.ai works for Colorado landlords

1. You start a screening at rentalapplication.ai/apply. Enter the applicant’s name and email; pick the reports you want.
2. The applicant gets an email with a secure link, completes the application, and authorizes the screening (FCRA § 1681b(b)(2)).
3. The applicant pays at the moment of submission (or you can land-lord-pay).
4. Reports are delivered to you in minutes (credit) to a few hours (housing/criminal). State-law overlays are applied before the landlord sees any record.
5. If you decline based on the report, we generate the FCRA § 1681m adverse-action notice for you.

This page is an informational summary, not legal advice. State and local landlord-tenant law changes frequently — verify against current statute and local counsel before relying on this content. RentalApplication.ai is a reseller of consumer reports under FCRA § 1681a(u) and does not make tenancy decisions. The landlord (the “end user”) is the party who decides whether to approve or deny an application.