What a tenant screening report actually looks like.
Below is a section-by-section, annotated sample of a RentalApplication.ai screening report — the same structure a landlord sees in the dashboard after an applicant finishes their application. Every value on this page is fictitious, for illustration only.
1 — Applicant summary
Jordan Sample — Applicant
COMPLETED| Property | 1428 Maplewood Dr, Unit B |
| Monthly rent | $1,650 |
| Application completed | June 30, 2026 · e-signed FCRA Disclosure & Authorization on file |
| Stated income | $5,400/mo → verified $5,238/mo (see §3) |
What to look for: the consent line. Every report is backed by a standalone e-signed FCRA authorization — without it, no consumer report may legally be pulled.
2 — Credit report & score (all tiers)
TransUnion Credit — ResidentScore
SCORE 712 · LOW RISK| ResidentScore (350–850) | 712 — Grade B+, recommendation: Approve |
| Key factors | Short revolving history; utilization 24%; no housing-related derogatories |
| Open tradelines | 6 (2 cards, auto loan, student loan ×2, retail) · oldest 6y 3m |
| Payment history | 1 late-30 (Nov 2024, auto loan) · 0 late-60+ · 0 charge-offs |
| Collections | None — including no landlord/utility collections |
| Debt-to-income | $612/mo obligations vs $5,238/mo verified income (11.7%) |
What to look for: the collections section (a prior landlord charging off unpaid rent is the strongest single eviction signal), the oldest-tradeline age (files younger than ~18 months suggest a possible synthetic identity), and the payment-history trend rather than the score alone. Full guide: how to read a tenant credit check. The pull is soft — it never affects the applicant's score. A FICO-based score is available for $5 more per report.
3 — Income & identity verification (Pro and Premium)
Pinwheel Payroll Connection
VERIFIED| Employer | Bright Harbor Logistics LLC · 2y 4m tenure |
| Verified gross income | $5,238/mo · biweekly · last pay date July 3, 2026 |
| Rent-to-income | $1,650 / $5,238 = 31.5% (meets 3x standard) |
| Payroll-verified identity | Legal name, DOB, last-4 SSN, address history — matches application |
What to look for: verified vs stated income. This section comes from the applicant's actual payroll provider, not an uploaded paystub — which matters because AI-generated paystubs are no longer detectable by eye. How income verification works.
4 — AI landlord reference call (Pro and Premium)
Prior Landlord — Recorded Call Summary
POSITIVEReached: Property manager, Cedar Flats Apartments (applicant's residence 2023–2026) · call duration 4m 12s
- Paid on time? "Yes — autopay, never an issue."
- Complaints or damage? "One noise complaint in three years; resolved same week. Unit returned in good condition."
- Would you rent to them again? "Yes, without hesitation."
Sentiment: positive · Full transcript attached in the dashboard
What to look for: the answer to "would you rent to them again" — the single most predictive non-financial question. The AI agent asks it every time, transcribes the call, and flags hesitation. Two calls are included on Pro and Premium.
5 — Fraud & document checks (Premium)
TLO Fraud Check + AI Document Authentication
CLEAR| SSN trace | 2 names (maiden name), 4 addresses — all consistent with application |
| Synthetic-identity signals | None detected |
| Document authentication | Uploaded ID scan: no manipulation artifacts detected |
What to look for: mismatches between the SSN trace and the application's claimed history — the leading indicator of synthetic-identity fraud. More in 11 rental application red flags.
What's coming to the report
Criminal-record and housing-court searches are in integration and marked coming soon — they're held out of the report (and out of pricing) until we can deliver them, rather than sold in advance. Guides to those data types: background checks and eviction history checks.
The decision workflow around the report
Approve, and the applicant is notified. Decline based on anything in the report, and the FCRA-required adverse-action notice is generated for you — bureau contact details, score disclosure, dispute rights, all of it. Why that notice matters.
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Frequently asked questions
Is this a real tenant screening report?
It's the real structure with fictitious data. "Jordan Sample," the employer, the scores, and the call quotes are all invented for illustration. A real report renders these sections in the landlord dashboard with the actual applicant's data.
What does a tenant screening report include?
Every tier includes the TransUnion credit report and score (soft pull). Pro adds payroll-verified income + identity and two AI landlord reference calls; Premium adds AI document authentication and a TLO fraud check. Criminal and housing-record searches are coming soon.
How long does the report take?
Credit, income, and fraud sections generate within minutes of the applicant completing their application. AI reference calls typically complete within hours, since they depend on reaching a live person.
How much does it cost?
Flat per-report pricing with no subscription, starting at $14.99 — see pricing for the current tier breakdown. The landlord or the applicant can pay.
Can the applicant dispute what's in the report?
Yes. Applicants can obtain their report and dispute inaccuracies; disputes are forwarded to the originating consumer reporting agency under FCRA § 1681i(f)(2). See FCRA rights.
Run your first screening from $24.99
Credit, criminal, housing records, AI reference calls, and FCRA-compliant adverse-action templates. No subscription.