Compliance Reference

Compliance reference library.

A short library of plain-language compliance references for landlords using consumer reports in tenancy decisions. Each page links the relevant statute, summarizes the obligation, and points to the parts of the RentalApplication.ai workflow that handle it.

FCRA reseller, explained

How a reseller works under 15 U.S.C. § 1681a(u), what obligations resellers carry under §§ 1681e(a), 1681e(e), and 1681i(f), and why this matters for landlords.

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Adverse-action notices

When FCRA § 615 requires a notice, what it must contain, the timing rule (most attorneys recommend 5 business days), and how to send one without creating downstream litigation risk.

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Investigative consumer reports

When FCRA § 606 and California Civil Code § 1786.16 turn a screening report into an "ICR" — and why our reference-call tool is not one.

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What landlords can screen for

The federal floor for permissible screening criteria, plus state-specific carve-outs (fair-chance housing, source-of-income laws, eviction-record reporting limits).

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Not legal advice. These pages summarize how the FCRA, HUD guidance, and analogous state laws apply to a typical residential rental screening. They are written for landlord operators, not for litigation. Consult counsel licensed in your jurisdiction for specific compliance questions.

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Credit, criminal, housing records, AI reference calls, and FCRA-compliant adverse-action templates. No subscription.

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